Debt Protection

Sometimes the unthinkable happens. An unexpected accident, employment termination or the loss of a loved one can cost you and your family a fortune without protection in place. Debt Protection is a voluntary loan-payment protection option that helps provide relief to you in the event a protected life event occurs such as loss of life, disability or involuntary unemployment. If such an event occurs, debt protection will cancel or reduce repayment of your covered loan debt so you can take comfort in:
  • Lessened worries during a time when your income may be reduced or lost and paying other bills becomes a challenge
  • Protection for your loved ones preventing their responsibility for your loan balance in the event of loss of life
For more information on protection you can’t afford to live without, please don’t hesitate. Contact us and we’ll help you take one step closer toward peace of mind. In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:
  • Life 
  • Terminal Illness
  • Accidental Dismemberment 
  • Hospitalization 
  • Family Medical Leave 
  • Loss of Life of a Dependent 
  • Disability
  • Involuntary Unemployment 
To begin, please fill out a claim form by clicking the link below.

If you prefer, call 1-844-707-4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries, and affiliates. Payment protection products include debt protection products available through the credit union

GAP Coverage

Guaranteed Asset Protection (GAP) provides coverage in the event your vehicle is totaled due to an accident or loss due to theft, and the amount the insurance company will pay is not enough to cover your loan balance. With our GAP Plus product, not only will you be relieved from your current loan obligation, but you will have $1,000 towards the purchase of a new one if financed through ACCU.

For more information on protection you can’t afford to live without, contact us.

Mechanical Repair Coverage (MRC)

Essential protection against unexpected repair costs.

Mechanical Repair Coverage may help limit the cost of covered repairs – and protect your finances.

The older your vehicle gets, the more expensive it can be to fix it – and the more often you need to. Mechanical Repair Coverage may help keep those costs in check, saving your budget from future unexpected repair costs.

Help protect yourself from unexpected costly covered repairs – visit a branch, call 877-9590-2228 or contact us to find out what Mechanical Repair Coverage plan is right for you.