Personal Credit Cards

Don’t have an ACCU credit card?

Now is your time to save!

An Alliance Catholic Credit Union Credit Card is the only one you need.

You’ll enjoy:

• 3.99% APR fixed rate balance transfer good for 18 months.
• Rewards Option: Earn 1 point for every $1 spent on credit transactions. Hundreds of choices for redeeming points, including Travel, Merchandise, Gift Cards, Cash Back and even Charity options.
• No Annual Fee
• No Cash Advance Fees
• No Balance Transfer Fees
• EMV Chip Security with Contactless Payment
• Compatible with Apple Pay, Google Pay and Samsung Pay
• Access to your credit card information 24/7

GOT A MINUTE? Start your application online and be on your way!

*Qualifying balance transfers will be charged a fixed promotional rate of 3.99% APR for a term of 18 months on the balance transfer amount. The 3.99% balance transfer offer is good for any existing or new Alliance Catholic Credit Card that has the available credit limit to perform the transfer and is in good standing. Offer cannot be used to pay-off or pay-down an existing Alliance Catholic Credit Union Credit Card or loan. Rates are subject to change at any time without prior notice.

Except when the promotional rate applies, the Annual Percentage Rate (APR) when you open your account is based on your credit worthiness and is variable, based upon a margin plus index. Variable APR is based on the highest Prime Rate as published in the Money Rates section of the Wall Street Journal in effect on the last calendar day of each month (“Index”) plus our margin. The Index plus the margin equals the APR. Changes in the Index will cause changes in the APR on the next full billing cycle that immediately follows a change in the Index. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 1/19/2026, and the maximum APR that can apply is 22.50%. Your payment due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your New Balance by the Payment Due Date. No minimum interest charge. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore.