Home Equity Loans & Lines of Credit

If you’re ready for a change, our Home Equity Line of Credit can make it happen! Take advantage of the equity in your home with a low rate HELOC.

Whether it’s something you really need, or something you’ve wanted to improve for a while, a Home Equity Line of Credit (HELOC) can be the answer to your prayers. With a HELOC, you have the flexibility to use the money to fit your personal life situation. In addition to a great introductory rate, you enjoy:

• Low variable interest rates
• Interest may be tax-deductible*
• Low monthly payments
• Access to your line using Internet Banking, Phone Access or personalized home equity checks
• No minimum on advances

GOT A MINUTE? Start your application online and be on your way!

‡APR Refers to Annual Percentage Rate. Home Equity Line Of Credit (HELOC) Special Intro APR offer expires 6/30/2026. HELOC Special APR of as low as 4.99%APR is fixed for 12 months from the date of closing and variable thereafter. After Intro Period, HELOC APR is variable and based upon an index plus or minus a margin. Variable APR is based on the highest Prime Rate reported in the Money Rates Section of the Wall Street Journal on the 25th day (or next business day) of the last month of the quarter, to be effective on the first day of the new quarter (“Index”), plus or minus a margin. Your rate will be based on your credit profile. Minimum APR is 4.50%; current APR as low as 6.50% as of 4/1/2026. The maximum APR that can apply is 18.00%. Combined loan-to-value up to 80%. Intro Rates apply to new lines only and not to existing HELOC accounts. Origination fee of $349 for HELOC applications up to $100,000 or $549 for HELOC applications over $100,000 will be collected at time of application.
*Consult a tax professional regarding the tax advantages of a Home Equity Line of Credit.